The federal government has allocated funding, through the Florida Hardest-Hit Fund, to provide temporary assistance and help pay the mortgages of qualified homeowners who are unemployed or underemployed through no fault of their own.
Unemployment Mortgage Assistance Program:
If you are unemployed or underemployed, on your first mortgage, this program will provide up to 12 months of payments (capped at $24,000) until you can resume full payments on your own.
Additionally, up to $18,000 can be paid to help satisfy all or some of any past due amounts owed; this assistance, if necessary, will be paid before the aforementioned monthly payments.
The total assistance available is up to $42,000.
Mortgage Loan Reinstatement Payment (MLRP) Program:
This is a one-time payment to help satisfy all or some of any past due amounts owed on the first mortgage, only. This assistance cannot exceed $25,000 total. All payments are made directly to the lender.